Mortgage Blog
Working for You, Not the Banks
Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices
May 28, 2026 | Posted by: Manchetan Sivia
More homes being built in Canada should be encouraging news for homebuyers. More supply can support a healthier housing market over time and may gradually create more opportunities for Canadians w ...
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Mortgage Renewal in 2026: Fixed or Variable?
May 11, 2026 | Posted by: Manchetan Sivia
If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...
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April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Manchetan Sivia
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...
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5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 15, 2026 | Posted by: Manchetan Sivia
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...
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Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 7, 2026 | Posted by: Manchetan Sivia
If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. On the surface, some of the data sounds encouraging. More homes are being bu ...
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Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Roar Solutions
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It rec ...
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March 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Roar Solutions
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in global energ ...
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Home Selling Season is Around the Corner: Tips to Get Ready
July 22, 2025 | Posted by: Manchetan Sivia
Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...
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Real Estate 101: Essential Tips for First-Time Home Buyers
July 1, 2025 | Posted by: Manchetan Sivia
Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...
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10 Essential Tips for Taking Out Your First Mortgage
June 24, 2025 | Posted by: Manchetan Sivia
Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...
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